Our Buy Here Pay Here program allows qualifying customers to finance their vehicle directly through Rubio Auto Sales instead of relying solely on traditional lenders. We'll review your individual situation, explain your financing options, and help you choose a payment plan that works for your budget.
While every application is different, customers are generally asked to provide a valid driver's license or government-issued ID, proof of income, proof of residence, and current contact information. Our team will let you know if any additional documentation is needed.
Yes. Rubio Auto Sales works with customers from many different credit backgrounds. Whether you have excellent credit, are rebuilding your credit, or have little to no established credit history, we'll work to find the financing solution that's right for you.
Every situation is unique, but our goal is to make the financing process as quick and efficient as possible. Once we receive the necessary information, our team will review your application and guide you through each step.
No. Many customers choose to get pre-approved first so they have a better understanding of their financing options before selecting a vehicle from our inventory.
Absolutely. We welcome trade-ins and can provide a fair evaluation of your current vehicle. Your trade-in value may be applied toward the purchase of your next vehicle.
Payment schedules and options are explained in detail before you complete your purchase. Our team will make sure you understand your payment terms and answer any questions you have throughout the financing process.
Rubio Auto Sales is conveniently located in Homestead, Florida, and proudly serves customers throughout South Miami-Dade County, Florida City, Leisure City, Cutler Bay, Kendall, the Florida Keys, and surrounding South Florida communities.
