What does getting pre-approved mean?
Getting pre-approved is a convenient way to begin the financing process before visiting the dealership. It allows our finance team to review your information, discuss available financing options, and help you prepare for purchasing your next vehicle.
Do you offer Buy Here Pay Here financing?
Yes. Rubio Auto Sales proudly offers Buy Here Pay Here financing for customers who may not qualify through traditional lenders. We also work with outside finance companies, allowing us to offer financing solutions for a wide range of credit situations.
Can I get approved if I have bad credit?
We work with customers from many different financial backgrounds, including those with previous credit challenges, limited credit history, or no established credit. Every application is reviewed individually to determine the financing options available.
What information do I need to get started?
Completing the pre-approval form only takes a few minutes. Once we receive your information, our team will contact you to discuss the next steps and let you know if any additional documentation is needed.
Does submitting a pre-approval guarantee financing?
No. Pre-approval is the first step in the financing process and does not guarantee final approval. Final financing decisions are based on several factors, including the information provided during the application process.
Do I need to choose a vehicle before applying?
No. You can begin the pre-approval process before selecting a vehicle. Knowing your financing options first can make shopping our inventory easier and help you choose a vehicle that fits your budget.
Can I trade in my current vehicle?
Absolutely. We accept trade-ins and can evaluate your current vehicle as part of the purchasing process. Your trade-in value may be applied toward the purchase of your next vehicle.
How quickly will someone contact me?
Our goal is to respond as quickly as possible during normal business hours. A member of the Rubio Auto Sales team will reach out to answer your questions, discuss your financing options, and help you move forward.
What types of vehicles do you finance?
We finance a wide selection of quality pre-owned cars, trucks, SUVs, vans, and other vehicles. Our inventory is constantly changing, so we encourage you to browse online or visit our dealership to see what's currently available.
Where is Rubio Auto Sales located?
Rubio Auto Sales is conveniently located in Homestead, Florida, and proudly serves drivers throughout South Miami-Dade County, Florida City, Leisure City, Cutler Bay, Kendall, and the surrounding South Florida communities.
